The future of super apps and digital ecosystems will be discussed at FINOBOD. Tashkent International FinTech Forum 2026

One of the key sessions of the FINOBOD. Tashkent International FinTech Forum 2026 business program will be the discussion “Super Apps: From a Convenient Interface to a New Architecture of the Digital Economy.”

Today, super apps have evolved far beyond simple mobile payment services. They are becoming full-scale digital ecosystems that combine financial services, e-commerce, logistics, government services, insurance, investments, and everyday digital solutions within a single user environment.

The experience of China, India, and other countries demonstrates that super apps are becoming a new infrastructure layer of the digital economy, transforming the way businesses, governments, and consumers interact.

During the session, experts will discuss:

• the development of super apps as a new digital infrastructure;
• the integration of payment, banking, insurance, and investment services into a unified ecosystem;
• data monetization and embedded financial services;
• competition between super apps and traditional banking institutions;
• issues of antitrust regulation, data protection, and cybersecurity;
• the experience of China, India, Uzbekistan, and other Central Asian countries in creating national digital platforms.

Special attention will be given to the prospects for super app development in Central Asia, where the rapid growth of the digital economy is creating favorable conditions for the emergence of national platforms combining financial, government, and commercial services.

Representatives of leading banks, fintech companies, digital platform operators, government authorities, investors, and international experts will be invited to participate in the discussion.

The session will provide a platform to explore how super apps will evolve in the coming years, what new opportunities they will create for businesses and governments, and what challenges must be addressed to build a sustainable and competitive digital ecosystem.